This report is a collaborative effort between ACUMA and Polygon Research, developed using advanced data analytics and visualization capabilities in HMDAVision. Our goal is to help credit unions evaluate their market presence, lending practices, and fair lending outcomes through accurate, comparative, and actionable insights. The report draws on publicly available HMDA (Home Mortgage Disclosure Act) data and U.S. Census data, offering a 360 view of mortgage lending performance across operational, pricing, demographic, and regulatory fair lending dimensions.
Understanding the HMDA Benchmark Reports is crucial. Our dynamic guide highlights key findings and shows you exactly how to apply the report's intelligence to your market strategy.
Member-focused mortgage lending begins with market intelligence.
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Data Access & Insights
Access mortgage market intelligence through HMDAVision and CensusVision without the technical barriers.
Strategic Decision Support
Our data tools and mortgage experts are strategic partners to credit unions.
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Polygon Academy bridges the knowledge gap between data and strategic application.
