Polygon Research Blog

Polygon Research Adds Certification of Mortgage Compliance Skills

Fair Lending News Impact Wednesdays
We are boosting our analytics products for regulatory data analysis with additional expertise. For example, our HMDA LAR analysis will be guided by a Certified Mortgage Compliance Professional (CMCP). Our CEO, Lyubomira "Val" Buresch, CMB® earned the Certified Mortgage Compliance Professional Designation. This designation shows the holders’ commitment to the highest standards of professionalism and their dedication to supporting compliant lending practices in the mortgage industry.

The certification included knowledge of laws and regulations most important to compliant mortgage lending:
  • Consumer Financial Protection Laws
  • Fair Lending and Equal Opportunity Laws
  • Privacy and Credit-Reporting Laws
  • Anti-Money Laundering Laws
  • Communication Laws
  • Residential Loan Servicing Laws

Here are some mortgage lending compliance skills improved and certified:
  • Reviewing loan files
  • Reviewing marketing materials
  • Creating and managing compliance help desk
  • Reviewing business processes
  • Reviewing and advising on LO comp plans
  • Managing vendors
  • Reporting and analyzing HMDA data
  • Ensuring data security standards are met
  • Managing an effective compliance management system (CMS)
  • Managing consumer complaints 
  • Preparing for regulatory exams

This positions well Polygon Research, including the market intel apps, like HMDAVision, and our advisory practice, to add tangible value to any size and type of mortgage organization.