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December 23, 2025
7 minutes

2025 Polygon Research Review: What We Shipped

What Polygon Research shipped in 2025: loan-level mortgage market intelligence, predictive models, pricing analysis, and market insights.
What Polygon Research shipped in 2025: loan-level mortgage market intelligence, predictive models, pricing analysis, and market insights.
December 19, 2025
5 minutes

2025 Mortgage Market Analysis: Top Lenders, Refi Trends, and 2026 Strategy

Discover the 2025 mortgage data hub. From the $40B VA refi opportunity to the truth about Gen Z homebuyers and 2026 strategic tips for IMBs and Credit Unions.
Discover the 2025 mortgage data hub. From the $40B VA refi opportunity to the truth about Gen Z homebuyers and 2026 strategic tips for IMBs and Credit Unions.
December 8, 2025
3 minutes

Industry-First QM & Non-QM Flag for Public HMDA Data

Polygon Research introduces an industry-first QM/Non-QM flag on every 2018–2024 HMDA loan, enabling true loan-level Non-QM market sizing. Download the white paper.
Polygon Research introduces an industry-first QM/Non-QM flag on every 2018–2024 HMDA loan, enabling true loan-level Non-QM market sizing. Download the white paper.
November 20, 2025
4 minutes

Loan Officer Recruitment and Retention: Why Turnover Is the Missing Metric

Learn what loan officer turnover is, how to calculate it from NMLS data, and why lenders must track it for effective loan officer recruitment and retention strategy.
Learn what loan officer turnover is, how to calculate it from NMLS data, and why lenders must track it for effective loan officer recruitment and retention strategy.
November 12, 2025
5 minutes

I Thought I Knew What a First-Time Homebuyer Was, But the Open Data Tell a Different Story

NAR's 2025 first-time homebuyer survey is missing the full picture. We compare it to loan-level data from HMDA, the GSEs, and Census to find the truth.
NAR's 2025 first-time homebuyer survey is missing the full picture. We compare it to loan-level data from HMDA, the GSEs, and Census to find the truth.
November 7, 2025
5 minutes

Credit Union 2026 Strategic Plan: 4 Critical Questions

Are you asking the right questions about your 2026 plan? A strategic look at consolidation, rates, fair lending, and growth for credit union leaders.
Are you asking the right questions about your 2026 plan? A strategic look at consolidation, rates, fair lending, and growth for credit union leaders.