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March 26, 2025
5 minutes

Did Pulte Pull the Plug on SPCP?

Did FHFA Director Pulte pull the plug on SPCP this morning?
Did FHFA Director Pulte pull the plug on SPCP this morning?
March 20, 2025
10 minutes

Truth Starts Here

The foundation of effective mortgage marketing rests on the data sources you choose to base your analysis on.
The foundation of effective mortgage marketing rests on the data sources you choose to base your analysis on.
March 10, 2025
10 minutes

Mortgage Marketing

How to maximize mortgage market success with data-driven strategies from our ACUMA Webinar
How to maximize mortgage market success with data-driven strategies from our ACUMA Webinar
February 12, 2025
5 minutes

First Look at January 2025 Mortgage Data

Our first update of our MBS Pivot give us a glimpse into 2025, through the lens of agency loan originations market. Volumes Thin, Rates Mirror Early 2024.
Our first update of our MBS Pivot give us a glimpse into 2025, through the lens of agency loan originations market. Volumes Thin, Rates Mirror Early 2024.
January 24, 2025
7 minutes

Wildfires, Mortgage, and the Role of Open Data

The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.
The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.
January 15, 2025
7 minutes

Reflections on Three Financial Crises

Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
December 18, 2024
2 minutes

Fed Rate Cut 2024: What It Means for Mortgage Lenders

The Fed policy rate is now a full percentage point below its peak
The Fed policy rate is now a full percentage point below its peak
November 15, 2024
5 minutes

Refi Gains Momentum with Rates Dipping Below 6%

October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
November 1, 2024
5 minutes

Why Shallow Fair Lending Analysis Hurts Both Lenders and Consumers

The importance of putting fair lending at the heart of lender's operations.
The importance of putting fair lending at the heart of lender's operations.
October 12, 2024
5 minutes

Citadel Credit Union’s Settlement with the DOJ - A Turning Point for Credit Union Lending

While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
October 3, 2024
2 minutes

Climate Risk Data for Credit Unions: Assessing and Mitigating Mortgage Lending Risks

How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
September 4, 2024
3 minutes

FHA Lending: Brokers Defy Market Odds, TPO Channel Surges in 2024

Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
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