Blog

Did Pulte Pull the Plug on SPCP?
5 minutes
March 26, 2025
Did FHFA Director Pulte pull the plug on SPCP this morning?
Did FHFA Director Pulte pull the plug on SPCP this morning?
More blog posts

March 26, 2025
5 minutes
Did Pulte Pull the Plug on SPCP?
Did FHFA Director Pulte pull the plug on SPCP this morning?
Did FHFA Director Pulte pull the plug on SPCP this morning?

March 20, 2025
10 minutes
Truth Starts Here
The foundation of effective mortgage marketing rests on the data sources you choose to base your analysis on.
The foundation of effective mortgage marketing rests on the data sources you choose to base your analysis on.
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March 10, 2025
10 minutes
Mortgage Marketing
How to maximize mortgage market success with data-driven strategies from our ACUMA Webinar
How to maximize mortgage market success with data-driven strategies from our ACUMA Webinar

February 12, 2025
5 minutes
First Look at January 2025 Mortgage Data
Our first update of our MBS Pivot give us a glimpse into 2025, through the lens of agency loan originations market. Volumes Thin, Rates Mirror Early 2024.
Our first update of our MBS Pivot give us a glimpse into 2025, through the lens of agency loan originations market. Volumes Thin, Rates Mirror Early 2024.
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January 24, 2025
7 minutes
Wildfires, Mortgage, and the Role of Open Data
The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.
The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.

January 15, 2025
7 minutes
Reflections on Three Financial Crises
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights

December 18, 2024
2 minutes
Fed Rate Cut 2024: What It Means for Mortgage Lenders
The Fed policy rate is now a full percentage point below its peak
The Fed policy rate is now a full percentage point below its peak

November 15, 2024
5 minutes
Refi Gains Momentum with Rates Dipping Below 6%
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.

November 1, 2024
5 minutes
Why Shallow Fair Lending Analysis Hurts Both Lenders and Consumers
The importance of putting fair lending at the heart of lender's operations.
The importance of putting fair lending at the heart of lender's operations.

October 12, 2024
5 minutes
Citadel Credit Union’s Settlement with the DOJ - A Turning Point for Credit Union Lending
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.

October 3, 2024
2 minutes
Climate Risk Data for Credit Unions: Assessing and Mitigating Mortgage Lending Risks
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness

September 4, 2024
3 minutes
FHA Lending: Brokers Defy Market Odds, TPO Channel Surges in 2024
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans