Blog

Our first update of our MBS Pivot give us a glimpse into 2025, through the lens of agency loan originations market. Volumes Thin, Rates Mirror Early 2024.

The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.

Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights

The Fed policy rate is now a full percentage point below its peak

October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.

The importance of putting fair lending at the heart of lender's operations.

While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.

How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness

Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans

Tips for better HMDA analysis

The latest FHA Pivot update for April 2024 brings encouraging news for the housing market showing higher production of FHA loans in each of the first four months. This surge is not just good news for first-time homebuyers; existing homeowners are also benefiting from the favorable trends.