HUD’s New Disparate Impact Rule
Special Purpose Credit Programs
1. Overall, there is a higher denial rate for minority borrowers among all lending institutions
This type of analysis can be done on an individual lender basis in-app and also in comparison to a specific peer group. Moreover, lenders have the flexibility to dig into reasons for denials on a more granular basis and to visually tailor the data output to meet business needs.
2.Denial rates of minority borrowers vs. non-minority borrowers fluctuate with loan purpose
3. The denial rate discrepancy between minority and non-minority lending generally increases with age
With our powerful tools, we enable lenders to stay at the forefront of regulatory reform and enact data-driven change where necessary. For more information please visit www.polygonresearch.com/apps or sign up for a demo at www.polygonresearch.com/demo.