About Polygon Research

At Polygon Research, we turn open housing finance and demographics data into straightforward answers at the loan-level. Our tools and transparent datasets help lenders, fintechs, consulting companies, and other stakeholders understand market trends, set smart goals, and ensure fair lending practices. We’re here as your partner, providing the tools, insights, and knowledge you need to thrive in an AI-driven world.

Questions about mortgage answered by polygon research with maps, charts, and data.

What makes us different

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We unlock what others can't

Every loan application, every approval, every denial is public record. We make it searchable, comparable, and actionable.

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Clear data lineage=trustworthy insights

Unlike black-box analytics, we show you exactly where every number comes from.

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We believe transparency improves outcomes

When lenders can see exactly how their decisions impact communities, they make better and more confident decisions.

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We teach while we show

Data literacy is not optional anymore. We teach you about the data sources, the metrics, the housing finance industry, so you get better at asking the right questions.

Our Data

The backbone of reliable insights

At Polygon Research, we harness the power of open data to deliver a single source of truth for the housing finance industry. By modeling vast, transparent datasets, we provide a clear and comprehensive view of market trends, lending practices, and borrower behavior. Open data is inherently large and complex, but we make it simple—turning complexity into clarity with careful, consistent modeling.

Scale you can trust

We’ve modeled millions of detailed application-level transactions and billions of mortgage originations, offering deep insights into market intelligence, fair lending, and trend forecasting.

Diverse, Trusted Sources

Our data draws from HMDA, RMBS, HUD, Census, NMLS, Federal Reserve, and market data, ensuring a holistic and reliable perspective.

HMDAVision dashboards
124+ Million
HMDA LAR Transactions
334+ Million
Population and housing statistics
5.8 Billion
Blended GSE performance loan-level
1.9 Billion
Ginnie Mae loan-level

Our Products

Tools that actually get used

Polygon Vision

We’ve bundled the power of loan-level insight from HMDA data with the power of person and households-level insight from American Community Survey (ACS) for deeper understanding of your target market and for building better lending strategy and housing policy to serve them.

Polygon Pulse

We've brought the currency of monthly loan-level insight about originations, loan product mix, and the credit box of agency loans (Fannie Mae, Freddie Mac, and Ginnie Mae), with insight into FHA endorsement activity and broker-lender relationships at the zip code level, and important local economic indicators such as unemployment rate, labor participation, and wage income.

Polygon Risk

We've delved into the trends of loan performance by servicer, by geography, by product. We allow you to examine your agency loan performance in context of other agency servicers. Find the loans that are prepaying faster and design a retention strategy that works.

Reports

We allow you to generate your own report in any of our apps with a click of a button. For those who want custom reports, we offer a rich collection of personalized options.

Consulting

We've brought the currency of monthly loan-level insight about originations, loan product mix, and the credit box of agency loans (Fannie Mae, Freddie Mac, and Ginnie Mae), with insight into FHA endorsement activity and broker-lender relationships at the zip code level, and important local economic indicators such as unemployment rate, labor participation, and wage income.

Education

In 2020, we teamed up with Fannie Mae's Future Housing Leaders to develop a curriculum focused on data science in housing finance. The live Data and AI in Housing Finance course is not only now available to all stakeholders, but it also developed into Polygon Academy's on-demand offerings.  

Our customers

Polygon’s HMDAVision app is a powerful interactive tool for anyone looking to utilize the full depth and breadth of the HMDA dataset.
Mike Mayer Senior Analyst Stratmor Group
Mike Mayer
Sr. Policy Analyst
I have been extremely pleased with how easy the Polygon Research's tools are to use and how quickly they update their data.
Alex Blum at MRC
Alex Blum
General Manager
HMDAvision is so much more than a fair lending tool – it will deeply impact your marketing team and its efforts as well. No serious lender should be without it.
A photo of Debra Leone at Credit Union
Debra Leone
Associate General Counsel

Polygon 
Research Team

Relentless commitment to excellence.

Lyubomira "Val" Buresch
Founder & CEO

Val leads our company, positioning Polygon Research as a leading provider of SaaS mortgage market intel solutions for all stakeholders.

Greg Oliven
Chief Technology Officer

With a commitment to excellence and a gift for turning competitive advantages into game-changing solutions, Greg is the powerhouse leading Polygon Research's software, cloud, and data science teams to new heights.