Vivian Horvath contributes to our market research and product development efforts, in ensuring our apps are catering to the varied stakeholders in the mortgage market domain, and as particularly related to the affordable housing and community development realms. She has three years of banking experience in credit markets, having worked as a real estate finance analyst at Morgan Stanley, as well as interning in the credit departments of Morgan Stanley and Barclays. Vivian holds a BS in Finance from Bocconi University.