Market strategy
Polygon Vision
See where opportunity is forming and how your position compares.
Market share Peer strategy Fair lending
Explore VisionMortgage market intelligence
See the whole mortgage market. Decide with confidence.
Polygon connects loan-level mortgage data with demographic, economic, property, and performance context—so teams can find growth, strengthen fair lending, and understand risk.
Loan-level evidence Connected market context Transparent sources
Data with a human outcome. See borrowers, markets, and risk in the same connected view.
Polygon Research · Data Intelligence
Total Mortgage Market Intelligence
Explore loan level mortgage, housing, demographic, property, and performance data in one connected analytics platform.
Trusted by the Best, Backed by the Data
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50
+
Data Sources
Comprehensive data coverage.
25
+
Years to Present
Monthly, Quarterly, Annual Trend Data.
90
%
Market Coverage
Loan channels, lenders, geographies.
Polygon Research Platform
One intelligence platform. Five ways to put it to work.
Choose the view built for your question across market opportunity, performance, risk, professional learning, and AI answers.
Market movement
Polygon Pulse
Track agency lending and servicing signals as the mortgage market moves.
Origination Servicing Refinance
Explore PulsePortfolio risk
Polygon Risk
Understand loan performance, prepayment, and value at risk across the market.
Delinquency Prepayment Portfolio trends
Explore RiskProfessional learning
Polygon Academy
Build the practical data literacy required to interpret mortgage markets with confidence.
Live courses Certification Applied analysis
Explore the AcademyAI access
MortgageData.ai
Ask a mortgage market question and move directly from curiosity to a grounded answer.
Ask MortgageData.aiTry a question
Who are the top lenders in Cook County, IL?
Connected market intelligence in plain language.
Your path to market leadership
starts here
Strategic market intelligence platform
Unify your market and fair lending through data insight
Flexible pricing tiers to fit your needs
All the data you need for strategic market analysis
Guided workflow for fair lending analysis
Advanced collaboration through link sharing and PDF reports
360 view of value at risk
Interactive exploration
Loan-level metrics DQ (30-60-90)
Loan-level modifications
Loan-level prepayments
Geographic, lender, channel, product trend analysis
Monthly deep market insights
Don't leave golden insight on the table for your competitors
Drill into loan-level agency loans by loan purpose, type, channel, servicer, location to see trends and market shares
Estimate refinance volume for your market and build your marketing message
Speed up on-boarding with deep insight into local market demographic dynamics
Know relocation, housing, and unemployment trends in your local market
Beyond data, we are your success partner
Maximize your success with deep data literacy and expert training and partner with use to build custom market intel solutions
Polygon Academy
Expert-led education and certification programs to maximize your market intelligence capabilities.
Customer perspective
What mortgage leaders say about Polygon Research
How teams use Polygon to move from complex market data to confident decisions.
"It's extremely high return on investment because the investment is modest for the value you get... I've looked at a lot of different products in my career, and there are very few that I would say I endorse wholeheartedly, and HMDA Vision is one of them."
Jim Deitch, CPA, CMB
CEO, Teraverde
"I have been extremely pleased with how easy the tools are to use and how quickly they update their data. Each year when the HMDA data drops I know Polygon will be the first to get it out the door with all their functionality already baked in."
Alex Blum
General Manager, MRC
"Polygon Research is our go-to-source for HMDA data. We like how quickly the data becomes available, that’s reliable and accurate, and that the interface is easy to use. HMDAVision allows us to turn HMDA data into insights for our clients."
Nicole Yung
Senior Partner, STRATMOR
"HMDAVision is so much more than a fair lending tool - it will deeply impact your marketing team and its efforts as well. No serious lender should be without it."
Debra Leone
Chief Compliance Officer
HVCU
HVCU
"We used CensusVision to analyze local markets in order to strategically target outreach. HMDAVision helped us analyze our market share and competitor strategies. This data-driven approach was pivotal for our Affordable lending journey."
Cristian Correa
SVP, Caliber Home Loans
Frequently asked questions
Get to know Polygon Research
What is Polygon Research?
Polygon Research is a mortgage market intelligence platform that helps lenders, credit unions, investors, and policymakers understand housing and mortgage markets using transparent, loan-level data. We combine public datasets like HMDA, Census, and agency loan performance data into interactive tools that support strategy, fair lending, and risk analysis.
Who uses Polygon Research?
Polygon Research is used by credit unions, independent mortgage lenders, fintechs, investors, nonprofits, and housing policy organizations. Teams across strategy, compliance, marketing, capital markets, and risk use the platform to answer market questions with real data rather than assumptions.
What problems does Polygon Research help solve?
Polygon helps organizations understand where growth is happening, how borrower profiles are changing, and where fair lending or risk concerns may be emerging. It is designed to replace static reports and rankings with interactive analysis that explains why markets behave the way they do.
How is Polygon Research different from other mortgage data providers?
Polygon Research is independent and built on open, auditable data rather than proprietary lead lists or opaque models. Our focus is on explaining market structure, borrower behavior, and risk using loan-level analysis, not selling rankings, media narratives, or marketing lists.
Is Polygon Research a compliance tool or a growth tool?
Polygon Research supports both. The same data used to evaluate fair lending and regulatory risk can also be used to identify underserved markets, understand borrower demand, and guide product strategy. We believe compliance and growth are strongest when grounded in the same data foundation.
How current is Polygon Research data?
Data freshness depends on the source. Some datasets update monthly, while others reflect annual reporting cycles. Polygon is transparent about data timing and limitations, and our tools are designed to help users interpret trends appropriately rather than overstate precision.
Start with the question
Put the whole mortgage market to work.
Explore Polygon free, or ask MortgageData.ai for an immediate answer.
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