loan-level data, analysis, and insight for fannie mae, freddie mac, and ginnie mae

MBS Pivot

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How you grow your mortgage business, how you hire your loan officers and staff, how you design and market loan products and programs, how you implement fair lending compliance matters more than ever. Use HMDAVision to unify the story about your business.

Used by leading mortgage lenders in the U.S.

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Use Cases

Because the HMDA LAR data covers 90-92% of all mortgage activity in the U.S., incorporating it into marketing, mortgage banking product, capital markets, and hiring practices is essential for the longevity of a lending institution, regarding of its size or type.

HMDAVision not only preserves the depth of the data, but it also blends in additional large data sets like the Census demographics and housing data, NMLS data, and assessment area location data.

As HMDA LAR data is foundational to understanding the mortgage market,

Marketing & Sales

Get relevant insights instantly.

HMDAVision helps marketers in local market analysis, market segmentation, planning outreach, and hiring LOs with skills and background matching the local demand. Tap into the rich demographic, geographic, and loan insights to improve marketing effectiveness.

Product Development

Product insights instantly.

Insights from HMDAVision can guide the development of new loan products tailored to investor preferences, enhancing the lender’s market position. HMDAVision can provide detailed insights into which types of investors are buying specific types of loans. Understanding investor preferences allows mortgage banks to tailor their loan offerings to meet market demand more effectively.

Peer Ranking

Rich analytics instantly.

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Fair Lending

Know your story.

HMDAVision can provide detailed insights into which types of investors are buying specific types of loans. Understanding investor preferences allows mortgage banks to tailor their loan offerings to meet market demand more effectively.

Value Creating Solutions

"Polygon’s HMDAVision app is a powerful interactive tool for anyone looking to utilize the full depth and breadth of the HMDA dataset."
Mike Mayer Senior Analyst Stratmor Group

Mike Mayer

Senior Analyst, Stratmor Group

"I have been extremely pleased with how easy the Polygon Research's tools are to use and how quickly they update their data."
Alex Blum at MRC

Alex Blum

General Manager, MRC

"Polygon Research's tools were invaluable for our diversity lending efforts. We used CensusVision to understand local demographics and homeownership gaps in order to identify underserved communities and strategically target outreach. HMDAVision helped us analyze our market share and competitor strategies. This data-driven approach was pivotal for our Affordable lending/SPCP journey and allowed us to progress in expanding access to credit."
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Cristian Correa

SVP, National Diversity Lending, Caliber Home Loans

"The mortgage industry on a silver platter."
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Mark Hanson

Executive, Formfree

"When we use the tool we ask ourselves, are we an outlier, are we running with the pack or are we leading. These questions will allow us to question and enhance internal operations and protocols.  It will also serve as a marketing tool, where we can identify areas of opportunity, not only in our own footprint but in any other sector we choose to serve. We use HMDAVision to view our lending patterns at varying geographic market levels, products, prohibited basis and control group factors, and over the last 5 years."
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