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March 10, 2022
10 minutes

Automated Valuation Models (AVM)

Is there an alignment problem in mortgage AI?
Is there an alignment problem in mortgage AI?
March 9, 2022
5 minutes

What is HMDA Geographic Granularity

Explaining what it is, and the analysis that can be done with HMDA data
Explaining what it is, and the analysis that can be done with HMDA data
March 2, 2022
15 minutes

What is the largest source of unsubsidized affordable housing?

Manufactured housing plays a crucial role in increasing affordable housing supply.
Manufactured housing plays a crucial role in increasing affordable housing supply.
January 26, 2021
5 minutes

Mind the Gap: Minority Lending Landscape

We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
February 5, 2021
5 minutes

FHA Lending December 2020

A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
February 16, 2021
10 minutes

Mind the Gap: Single-Family Lending

Regulators and lending institutions have started to address structural barriers in US lending to minorities.
Regulators and lending institutions have started to address structural barriers in US lending to minorities.
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