Polygon Research Blog

The Fed policy rate is now a full percentage point below its peak

October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.

While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.

How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness

Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans

Tips for better HMDA analysis

In today's rapidly evolving financial landscape, credit unions face a unique set of challenges and opportunities. To thrive in this competitive environment, strategic planning is crucial. But how can credit unions make informed decisions that align with their mission of serving members and communities?

The latest FHA Pivot update for April 2024 brings encouraging news for the housing market showing higher production of FHA loans in each of the first four months. This surge is not just good news for first-time homebuyers; existing homeowners are also benefiting from the favorable trends.

9 Data Marketing Trends in Play in The New Economy

A Guide to Using Open Data for Channel Definition