Home Mortgage Disclosure Act (HMDA) Data, gathered and published annually by FFIEC, has been used by regulators and interest groups to scrutinize mortgage lenders for compliance gaps. As a result, many lenders view HMDA Data as a threat. However, lenders would be wise to take a second look. HMDA Data is rich with market insights that can guide decision-making. See our Market Sizing example below to understand some of the questions HMDA can help to answer.